High Risk Guys Blog Posts

By The High Risk Guys

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Adult Dating Merchant Accounts: Finding the Best Rate

The new wave of dating for adults has moved online. Dating sites are expanding rapidly and dividing into niches every week in response to the new social trends in how couples are meeting. A new study by John Cacioppo, psychologist and director of the Center for Cognitive and Social Neuroscience located at the University of Chicago reports that 22% of newly formed couples met online. This industry is experiencing rapid growth, making it a highly profitable prospect for high-risk entrepreneurs and investors. Cacioppo reports that of 19,000 people surveyed between 2005 and 2012 that married 35% of the newlyweds met online. […]

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The benefits of opening a High Risk Merchant Account

Having a merchant account is such a great advantage to a merchant. Knowing that the market has the ability to take care of the high risk businesses makes it all the more comforting. It just seems fair that all kinds should have the ability to process their debit and credit cards, thereby growing exponentially and feeling the American dream in their hands. There are so many advantages to having a high risk merchant account. Here are a few: • Credit card scam protection • Fraud protection • Access to worldwide market •SSL Encrypted Servers • Virtual Terminals • Online Reporting […]

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How to run your adult dating business online

Finding the perfect someone is the hardest thing to do on the planet. A lot of us get impatient and go looking where searching should not be done. Others try the online venue and get pretty lucky with it. Others get a lot of culls. That does not mean that you shouldn’t put together a site for a specialty group or everyone in general. If you have some awesome software and you are prepared to launch a site for dating, you will also need an adult dating merchant account so you can process your debit and credit card payments. Safely […]

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How to Get a Merchant Account for a New High-Risk Business?

Many new business owners dealing with high-risk niches often find themselves confused about getting a merchant account. One of the reasons why they find it hard to get a merchant account is because every merchant account provider has different terms and conditions for high risk businesses that are different from standard terms and conditions for normal merchant accounts. Some of the common high risk businesses that find it difficult and confusing at the same time to get a merchant account are e-cigs, adult dating sites, medical marijuana, debit collection and many more. Finding a credit repair merchant account is also […]

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Need an e-cig merchant account?

Online electronic cigarette retailers are one of the fastest growing online industries that involve hundreds of online resellers. Even though, there is high demand for e-cigs due to more awareness and better quality of products, the legal issues related to the electronic cigarette industry makes it hard for online sellers to find a merchant account. Most of the merchant account providers categorize e-cig websites under high risk business due to legal issues involved. Many of the credit card processing companies stopped their services to e-cig industry due to the following reasons Issues and lack of clarity about legality Lack of […]

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How To Effectively Fight A Chargeback On Your Account

If you have a customer that wants to get their money back, you need to be on top of that as quick as possible. There isn’t a merchant account servicer that wants to have chargebacks. And if you don’t know what a chargeback is….. Think refund. You’ve shrugged your shoulders and you have no idea why a refund would be a big deal. With the issuer of the card and your merchant account servicer, it’s a giant thing! The reason starts with major paperwork, a bunch of investigation, and several months of letters going back and forth. Not to mention, […]

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Starting an e-commerce site with bad credit

When you get the idea that you want to better yourself, having a business is a wonderful way to break free and begin again. Having a store online with multiple products is a great way to begin. But what if you have bad credit haunting you? How will you ever get a merchant account with bad credit, also known as a bad credit merchant account? You may get turned down and you may never get your dream off the runway. Don’t despair When the economy tanked and everyone suffered in one form or another, businesses in the merchant account arena, […]

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Breaking the Taboo, Online Dating

If you’ve decided that you are ready to open an online dating site, the first thing you need to consider, is how to get paid. Your credit card and debit card sales will be the foremost and forefront of your income. Finding an adult dating merchant account is not as daunting as a lot of people would make you think. Your local bank is likely going to turn you down, so sit down in front of the computer and start by doing some searching. Literally There are literally thousands of sites to choose from. What you need to do is […]

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What is a Chargeback?

According to the official definition of chargeback, it says:  “a demand by a credit-card provider for a retailer to make good the loss on a fraudulent or disputed transaction.” In other words, when you have purchased something from a store or store front or even paid for something, if you have changed your mind, you ask for a refund. The credit card gets its money returned. The card must send the money back from the company you bought it from, through the merchant account and back into your credit card. If the company you bought it from does not return […]

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What is a secure payment gateway?

The secure payment gateway is the information trail that is encrypted with our data between the terminal or computer, and the bank it’s retrieving the money from. Although many more things occur than that, that is the short definition of the transaction. High risk merchant account services No matter where you buy your product from, or bill pay from, it travels through a secure gateway to make sure your payment is not stolen along the way. Pirates and hackers are all over the place daily, and the worst thing that can occur, is your payment walks off with one of […]

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