You may already have a store that sells guns and ammunition but you are looking to expand your operation by selling online as well. You are currently in a high risk bracket as far as your credit card processor is concerned and they have told you they do not want to support you in an online business. They may tell you that you need a separate online firearm merchant account that is independent of your brick and mortar account but they will not be the ones handling it.
Actually, you are a little insulted. You have been a good customer. You follow all the federal and local laws. You do not have excessive chargebacks. What’s the deal? Online firearm sales are growing by leaps and bounds and you want a piece of the action. You could double your profits. You certainly could have the same credit card processor who would issue separate merchant ID’s for card present and internet sales. There may even be a higher rate for online transactions but that is to be expected because the sale is made without the card being present. What’s wrong with your current processor?
It is unusual that you found a processor to handle your gun store because the industry in general is considered high risk. You may have had to go overseas to find a processor which is costing an arm and a leg. If you did find a domestic processor who advertised they catered to the high risk industry, you are surprised that they will not accept your online business. Did they keep you waiting for approval when you first opened your account? Did they charge you an application fee? Are their rates excessively high? Do they have a professional customer service department that communicates with you on a regular basis? If you answered yes to the first three questions, then your processor is truly not a high risk expert like the High Risk Guys.
A true high risk expert knows the firearms industry and understands the special challenges that online sales can bring. One reason the credit card associations believe that firearms are a risky deal is because of the possibility of the federal government stepping in and closing the store because it does not follow the rules. You have been in business for many years and have never had an issue. They still say you are high risk.
Being high risk and being turned down for an online firearm merchant account does not mean you are a bad person or a miscreant – although sometimes the credit card processor who denies your account may make you feel like it. You can be a church pastor, sing in the choir and be the most benevolent person in your community. It is your product of choice to sell that is the problem.
The High Risk Guys do nothing day in and day out but approve high risk accounts. And they do it quickly. If you applied today you could have your website ready to accept cards and ACH withdrawals in as little as 48 hours. Time is indeed money. Do not waste either.
To open an online firearm merchant account contact the High Risk Guys below!
